Question 481. - X, who may or may not be a customer of the bank, presents a cheque to his order for which there are not sufficient funds. He offers to make good the difference by depositing to the account of the drawer of the cheque the necessary amount to have the cheque accepted or paid. Could the maker of the cheque make any claim against the bank for making known the state of his account?

Answer. - The bank may not disclose to any other party the state of a customer's account, and it is doubtful if it would be justified in accepting deposits for the purpose named. The bank would certainly be entitled to decline to accept such deposits or to refer to its customer at its discretion, and in deciding its course need only consider its relations with its customer to whom alone it is responsible.