Chapter XXII

1. Explain the nature and causes of commercial crises. [I.B.S.

2. Is an over-issue of Convertible Bank Notes possible? Consider what is meant by "over-issue." [I.B.S.

3. State the important functions which the Bank of England performs during times of financial crisis, and why it is in a position to perform such functions. [I.B.S.

4. Describe the nature of credit and its action as a convenience or a disturber of price; analyse a crisis, giving primary causes, subsidiary agents, the precipitating causes and subsequent results. Illustrate from some special case. [I.B .

Important Books for Bankers. . .

In the Press - Ready December, 1904.

The Law of Savings Banks.

By J. Y. Watt, Esq., of the National Debt Office.

Messrs. Butterworth & Co. have pleasure in announcing that they have in the press the above-mentioned book, which they are confident will prove of great interest to Bankers, especially in the light of such new departures as Municipal Banking and the introduction of savings bank business by an important bank. It will contain a Table of Awards, the Statutes, and an Exhaustive Index.

First Published in February, 1904. Re-printed Edition, September, 1904. Price 12s. 6d. net.

Paget on Banking.

By Sir John R. Paget, Bart., K.C., Standing Counsel to the Institute of Bankers, Gilbart Lecturer on Banking.

"This Is An Excellent Work - not too full and yet sufficiently full. ... We have read it with Much Pleasure and Great Profit ..."

- Law Notes, April, 1904.

Fifth Edition. 1897. Price £1 9s. 6d.; for Cash, post free, 24s. 4d.; to Colonies, 25s. 5d.

Grant's Bankers.

A Treatise on the Law Relating to Bankers and Banking Companies. By the late James Grant, Esq., Barrister-at-Law. Fifth Edition. By Claude C. M. Plumptre, Esq., Barrister-at-Law, assisted by J. K. Mackay, Esq., Barrister at-Law.

"'Grant' is the Standard Work on Banking, and the present edition will be welcomed both by lawyers and business men." - Law Quarterly Review.

"The scope of the book is a wide one, and it is not possible to do more here than say that it includes even" department of a bank's business, and every stage in a bank's career." - Financial News.

Butterworth & 00., 12, Bell Yard, Temple Bar, W.0.

Important Books for Bankers.

Third Edition. 1897. Price 17s. 6d.; for Cash, post free, 14s. 5d.; to Colonies, 14.s. 11d.

De Colyar's Law of Guarantees.

A Treatise on the Law of Guarantees and of Principal and Surety. Third Edition. By Henry A. de Colyak, Esq., Barrister-at-Law. 1897.

"a most excellent treatise beginning with the definition and the requisites of a guarantee, which is followed by an exhaustive inquiry into what forms a legally binding guarantee," - Banking and Insurance.

Fourth Edition. 1903. Price 10s. 6d.; for Cash, post free, British Isles, 8s. 10d.; to Colonies, 9s. 6d.

Stevens' Mercantile Law.

The Elements of Mercantile Law. Fourth Edition. By Herbert Jacobs, B.A., Barrister-at-Law.

"It contains in a clear and concise form the elements of the law governing contract, partnership, negociable Instruments, insurance, shipping, bankruptcy, and other subjects. . . . A convenient book for reference." - Law Times.

Second Edition. 1904. Price 10s. 6d. net.

Mozley and Whiteley's Law Dictionary.

This Dictionary gives an Exposition of Legal Terms and Phrases of past and present use, also of the Law bearing on those now in use, the effect of the latest important judicial decisions having been embodied in the text. Members of the profession and students will find it a valuable Law Dictionary to have at hand.

"There is no lack of targe law dictionaries; but we do not know of any other small one. It will answer the purposes of many who. on grounds of expense or some other good reason, do not care to embark in the purchase of Wharton or Stroud. We are surprised to find so much information in so small a space."

- Law Magazine.

Butterworth & 00., 12, Bell Yard, Temple Bar, W.C.

Butterworth & Co.'s Students' Works.

Written by Readers to the Council of Legal Education and other gentlemen specially acquainted with the requirements of Students.

The "Hornbook" Series.

A Series of Text-books for Law, Students.

Company Law - No. 4. Topham's Company Law. ThePrinciples of. 1904. Price 7s. 6d.; for Cash, post free, 6s. 4d.

Contracts. - No. 15. Plumptre on Contracts. Second Edition. 1897. Price 7s. 6d.; for Cash, post free, 6s. 3d.

Conveyancing. - No. 8. Strahan's Introduction to Conveyancing. 1900. Price 10s. 6d.; for Cash, post free, 8s. 10d.

Law Dictionary - No. 16. MoZley & Whiteley's Law Dictionary. Second Edition. 1904. Price 10s. 6d. net, post, 4d. extra.

Equity - No. 2. 'Strahan & Kenrick's Digest of Equity. 1905. Price 15s.: for Cash, post free, 12s. 4d.

A Companion Work for Advanced Student Ashburner on Equity. The Principles and Practice of Equity by W. Ashburner, M.A. 1902. Price 21s.; for Cash, post free, 17s. 5d.

Evidence. - No. 5. Powell on Evidence. Eighth Edition. 1904. Price £1; for Cash, post free, 16s. 5d.

Executors and Administrators. - No. 14. Robbins &

Maw's Executors and Administrators. Third Edition. 1901. Price 15s.; for Cash, post free, 12s. 5d.

Legal History. - No. 10. Carter's English Legal Institutions. Second Edition. 1906. Price 14s.; for Cash, post free, 12s.

Libel and Slander. - No. 6. Eraser's Law of Libel and Slander. Principles and Practice. Third Edition. 1901. Price 12s. 6d.; for Cash, post free, 10s. 5d.

Mercantile Law - No. 13. Stevens' Elements of Mercantile Law. Fourth Edition. 1903. Price 10s. 6d.; for Cash post free, 8s. 10d.

Partnership. - No. 12. Underhill's Law of Partnership. Second Edition. 1906. Price 5s. net; postage 4d.

Roman Law. - No. 11. Willis' Roman Law Examination Guide. Second Edition. 1904. Price 8s. 6d.; for Cash, post free, 7s. 4d.

Torts. - No.l. Underhill's Law of Torts. Eighth Edition. 1905.

Price 10s. 6d.; for Cash, post free, 8s. 10d.

Trusts. - No. 3. Underhill's Law of Trusts and Trustees. Sixth Edition. 1904. Price 17s. 6d.; for Cash, post free, 14s. 6d.

Vendors and Purchasers. - No. 9. Seaborne's Vendors and Purchasers. Sixth Edition. 1904. Price 10s. 6d.; for Cash, post, free, 8.s. 10d.

Wills. - No. 7. Underhill & Strahan on Wills and Settlements. 1900. Price 12s. 6d.; for Cash, post free, 10s. 5d.

Butterworth & CO., 11 & 12, Bell Yard, Temple Bar.