Deposits from the standpoint of the bank may be classified either as special or general. The legal nature of a special deposit is quite similar to that of cotton or any other commodity stored in a warehouse. The warehouseman is expected to maintain the goods securely and deliver them intact to the owner at his request. In the same way, the banker is intrusted with money, jewelry, or other valuables which must be kept in a safe place and returned to the depositor whenever he calls for them. He has a right to demand the identical deposit, for he always retains title to it. The bank is in no case the owner of a special deposit, but is only the trustee. In this capacity the bank is expected to exercise reasonable care in safeguarding special deposits and to provide the same protection as for its own property.