MEMORANDUM OF AGREEMENT, Made and entered into this 5th day of September, 1915, between John Doe of the City of Chicago, and State of Illinois, and Richard Roe of the City of Chicago, and State of Illinois.

WITNESSETH, Said Doe is the legal owner and holder of the certain promissory note made by Richard Roe, dated September 10, 1913 in the sum of Two Thousand dollars payable in two years after said date, to the order of John Doe, and delivered over, which note was secured by a deed of trust from Richard Roe to Samuel Smith, Trustee, conveying the premises situated in the County of Cook, and State of Illinois, described as follows, to-wit: Lot five, in Block seven in Field's Subdivision of Section 65, Township 48, North, Range 10, East of the Third Principal Meridian, which deed is recorded in the Recorder's Office of Cook County, in the State of Illinois in Book "F" of Records, on page 234 as Document Number 432,345.

AND WHEREAS, Said Roe desires to have the payment of One Thousand dollars of said note of Two Thousand dollars extended for one year from September 10, 1915, in consideration of the agreement hereinafter made on his part:

NOW, THEREFORE, Said Doe agrees to extend the payment of One Thousand dollars of said note of Two Thousand dollars for one year from September 10, 1915, at the rate of six per cent per annum, payable semi-annually at the place in said note mentioned, and shall further keep and perform all and singular the covenants and agreements in said note and trust deed contained.

AND the said Roe hereby agrees to and accepts said extension upon the conditions aforesaid, and has executed two interest notes or coupons of Thirty dollars each, evidencing and securing the interest on said note from the time of such extensions, and agrees that in case of default in the payment of any one of said interest payments, and in case of failure to keep and perform any one of the covenants and agreements in said note and trust deed contained, this agreement shall at once become null and void at the option of the said Doe, and said note of One Thousand dollars shall at once become due and payable, and may be collected without notice, together with the accrued interest thereon, at the rate of six per cent per annum, anything hereinbefore contained to the contrary notwithstanding.

IT IS FURTHER AGREED, That this agreement shall be binding upon and inure to the heirs, executors, administrators, and assigns of both parties hereto.

WITNESS the hands and seals of the parties hereto the day and year first above written.

JOHN DOE (Seal) RICHARD ROE (Seal) Witnesses:

JOHN WARD

JAMES JUDSON